Cost hikes denting small business confidence UK economy grew by 0.3% in November Employment Rights Act 'will deliver £10 billion in benefits' Over 4,800 self assessment scams reported Anxiety over business rates hits record high Trading with EU getting harder, firms say HMRC app usage surged in 2025 More clouds gathering over business confidence Millions yet to file self assessment returns Spring Statement set for 3 March 2026 Public told to be wary of 'spoofing' scams